Guardian brokerage account fidelity


Visit our International Investment site. Fidelity may add or waive commissions on ETFs without prior notice. It is not intended to serve as your main account for securities trading. The reimbursement will be credited to the account the same day the ATM fee is debited from the account. These entities are not affiliated with each other or with Fidelity Investments. All assets of the account holder at the depository institution will generally be counted toward the aggregate limit.

Nondeposit investment products and trust services offered through FPTC and its affiliates are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, are not obligations of any bank, and are subject to risk, including possible loss of principal. These advisory services are provided for a fee. Such ratings indicate that a municipal or corporate bond has a relatively low risk of default.

All investment strategies, including the investment strategy of the Service, involve the risk of loss of a portion of or all assets. In general, the bond market is volatile, and fixed income securities carry interest rate risk. As interest rates rise, bond prices usually fall, and vice versa.

This effect is usually more pronounced for longer-term securities. Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties.

As with any investment, your investment through the Breckinridge Municipal SMA could have tax consequences for you. Income exempt from federal income tax may be subject to state or local tax. A portion of the income you receive may be subject to federal and state income taxes and may also be subject to the federal alternative minimum tax.

You may also receive taxable income attributable to the sale of municipal bonds, because certain income, including short-term capital gains and gains on the sale of bonds characterized as market discount, are generally taxable as ordinary income, while long-term capital gains are typically taxable as capital gains.

The municipal market can be affected by adverse tax, legislative, or political changes and the financial condition of the issuers of municipal securities.

Such changes can affect the tax treatment of municipal bonds. Investing in municipal bonds for the purpose of generating tax-exempt income may not be appropriate for investors in all tax brackets or account types. Tax laws are subject to change, and the preferential tax treatment of municipal bond interest income may be removed or phased out for investors at certain income levels.

You should consult your tax adviser for questions pertaining to your specific situation. Equity Index Strategy, including "tax-loss harvesting," at its discretion, solely with respect to determining when assets in a client's account should be bought or sold.

As a discretionary investment manager, SAI may elect to sell assets in an account at any time. A client may have a gain or loss when assets are sold. SAI does not currently invest in tax-deferred products, such as variable insurance products, or in tax-managed funds in its separately managed accounts, but may do so in the future if it deems such to be appropriate for a client.

SAI does not actively manage for alternative minimum taxes; state or local taxes; foreign taxes on non-U. SAI relies on information provided by clients in an effort to provide tax-sensitive management and does not offer tax advice. SAI can make no guarantees as to the effectiveness of the tax-sensitive management techniques applied in serving to reduce or minimize a client's overall tax liabilities or as to the tax results that may be generated by a given transaction.

Clients in our separately managed accounts are responsible for all tax liabilities arising from transactions in their accounts, for the adequacy and accuracy of any positions taken on tax returns, for the actual filing of tax returns, and for the remittance of tax payments to taxing authorities. Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.

Deferred Income Annuity contracts are irrevocable, have no cash surrender value and no withdrawals are permitted prior to the income start date. Other insurance products available at Fidelity are issued by third party insurance companies, which are not affiliated with any Fidelity Investments company. A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money. To set up a new trust, or make changes to an existing trust e. Typically, after we receive your paperwork, it takes three business days to complete the changes. Yes, we're here to help. Please call our inheritor services group at or visit our Inheritance page. If you have questions about probate, please see Your Guide to the Inheritance Process.

Please ensure that any features that you had on your account are added to your new account. If he or she was the sole trustee i. You will also need to provide documentation of how the successor trustee was named.

Some circumstances require additional paperwork. For instance, if a trust is listed under the Social Security or tax ID number of the trustee who passed away, you will need to provide additional documents.

If you have questions about a specific situation like this, please call us at for details. You'll need to complete the form based on the change you want to make and the type of annuity you have.

After you complete the form, please mail it to the address provided. After the changes are registered, the contract owner will receive a Revised Annuity Profile. If you have questions, please call us at To make updates to these annuities, please contact your insurance company directly.

Yes, but please know if you send your request by form, instead of using the online steps, it takes a bit longer to make the change and you might need to get a signature guarantee. Here are the forms you can use for registration changes. To find out if this account is a brokerage or a cash management account, go to your Portfolio Summary page on Fidelity.

The reimbursement will be credited to the account the same day the ATM fee is debited from the account. These entities are not affiliated with each other or with Fidelity Investments. All assets of the account holder at the depository institution will generally be counted toward the aggregate limit. Nondeposit investment products and trust services offered through FPTC and its affiliates are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, are not obligations of any bank, and are subject to risk, including possible loss of principal.

These advisory services are provided for a fee. Such ratings indicate that a municipal or corporate bond has a relatively low risk of default. All investment strategies, including the investment strategy of the Service, involve the risk of loss of a portion of or all assets. In general, the bond market is volatile, and fixed income securities carry interest rate risk. As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.

Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. As with any investment, your investment through the Breckinridge Municipal SMA could have tax consequences for you. Income exempt from federal income tax may be subject to state or local tax. A portion of the income you receive may be subject to federal and state income taxes and may also be subject to the federal alternative minimum tax.

You may also receive taxable income attributable to the sale of municipal bonds, because certain income, including short-term capital gains and gains on the sale of bonds characterized as market discount, are generally taxable as ordinary income, while long-term capital gains are typically taxable as capital gains.

The municipal market can be affected by adverse tax, legislative, or political changes and the financial condition of the issuers of municipal securities. Such changes can affect the tax treatment of municipal bonds.

Investing in municipal bonds for the purpose of generating tax-exempt income may not be appropriate for investors in all tax brackets or account types. Tax laws are subject to change, and the preferential tax treatment of municipal bond interest income may be removed or phased out for investors at certain income levels.

You should consult your tax adviser for questions pertaining to your specific situation. Equity Index Strategy, including "tax-loss harvesting," at its discretion, solely with respect to determining when assets in a client's account should be bought or sold. As a discretionary investment manager, SAI may elect to sell assets in an account at any time.

A client may have a gain or loss when assets are sold. SAI does not currently invest in tax-deferred products, such as variable insurance products, or in tax-managed funds in its separately managed accounts, but may do so in the future if it deems such to be appropriate for a client.

SAI does not actively manage for alternative minimum taxes; state or local taxes; foreign taxes on non-U. SAI relies on information provided by clients in an effort to provide tax-sensitive management and does not offer tax advice.

SAI can make no guarantees as to the effectiveness of the tax-sensitive management techniques applied in serving to reduce or minimize a client's overall tax liabilities or as to the tax results that may be generated by a given transaction. Clients in our separately managed accounts are responsible for all tax liabilities arising from transactions in their accounts, for the adequacy and accuracy of any positions taken on tax returns, for the actual filing of tax returns, and for the remittance of tax payments to taxing authorities.

Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength. Deferred Income Annuity contracts are irrevocable, have no cash surrender value and no withdrawals are permitted prior to the income start date.

Other insurance products available at Fidelity are issued by third party insurance companies, which are not affiliated with any Fidelity Investments company.

A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company. Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money. Please enter a valid ZIP code. Already have a compatible Fidelity account?

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